Banks do all they can to keep your assets safe with them, but how long can they keep it up? In a world where personal data, money and other valuables are involved, stolen identities and cybercriminals are always a major concern.
With the evolution of online banking, using a VPN has been proven to be one of the best cybersecurity options if you’re looking to keep your online transactions safe. But is the use of a VPN when doing online banking the safest security option?
In this article, we will try to look deeper into what a VPN is, how it works, and why it is a safe bet against cybercriminals and other identity thefts. While we can affirm their extra layer of security, we’ll let you be the judge of that. Read on.
什么是 VPN？
什么是 VPN？A VPN is a superb internet tool that keeps your online presence safe and secure. It works by encrypting your sensitive information, right from when it is still on your machine and redirects it to a secure tunnel to your destination. A VPN guarantees no one will have a chance to view your information – even your receiver will only see the data you sent, and not your origin IP address and actual location.
Therefore, a VPN is a perfect solution for users looking to keep their browsing activity completely anonymous.
什么时候可以使用 VPN 办理网上银行业务？
- When handling sensitive information while doing online transactions, always use a VPN. Whether you’re trying to withdraw/ deposit your money, paying your employees, or requesting a loan, without a VPN, things can go wrong anytime. Hackers who can access and track your online activities can be disastrous once they have your personal data (financial statements, PINs, and ATM details).
- When you’re connecting to a public WiFi, remember to use a VPN. Hackers, phishers and other cybercriminals love attacking users connected to public WiFi networks. This is because it is easier than you’re connected to your private network. And once they get access to your financial statements, and account details, they will have control of your bank.
- While it might seem difficult to crack mobile apps, they’re also easy to track. And for experienced hackers, they can do both. Therefore it’s always safe to use a VPN when trying to access the internet from your phone. A VPN will mask your IP address and location, and give a new untraceable identity. That way, it’ll be hard for hackers to locate and track your app’s activity.
什么情况下 VPN 帮不了你？
- 当你不断更换地点时，出于安全考虑，银行总是要求在你计划出国时得到通知。因此，如果你每次使用网上银行时都不断更改 VPN 服务器的位置，你的银行可能会将这一活动标记为可疑活动。银行会采取以下行动：阻止你的网上交易。
- Using a free VPN. We strongly discourage you from using a free VPN when accessing online banking. Free VPNs mostly rely on ads, and other adverts to finance their operations. These ads and adverts could be spoofed, thereby posing a major security threat.
- If you use a VPN to open unsecured sites. Sites that lack the HTTPS URL security are mostly suspicious and dangerous. In most cases, these sites are already infected, therefore, even if you use a VPN, there’s not much protection you’ll get. It gets worse when you’re using online banking at the same time, considering hackers like using such sites to access your personal
- 当你不遵守标准的上网行为时。使用 VPN 是件好事，它能加强你的网络安全。但是，如果你不采取正确的互联网预防措施，它的安全性就会一文不值。例如，不更新杀毒软件、操作系统甚至浏览器都会带来危险。软件更新会带来最新的安全优势。因此，良好的上网行为与使用 VPN 一样必要。
- 当你不遵守标准密码惯例时，2018 年，各种公司--无论是初创企业还是大公司--都经历了重大数据泄露事件。这些泄露的数据至今仍逍遥法外，随时可能被黑客用来伤害你。如果你在这些事件中中招，那么 VPN 将无法帮助你摆脱这些犯罪分子。
VPN 对网上银行安全吗？
VPN 对网上银行安全吗？Yes, a VPN is an excellent internet tool for online banking. This is because the service adds an extra shield of protection against prying eyes of hackers and phishers.
