關於如何防止在線身份盜用的提示

Apart from malware and data breaches, identity theft is the most used method by cybercriminals to obtain data and funds from unsuspecting victims illegally. With this method, cybercriminals gain access to your financial accounts, assume your position in all your socially registered platforms – some even attend events and services in your identity.

Perhaps you’ve already fallen victim of identity theft in the past, and if you haven’t already, you wouldn’t want to have a taste of it. Below are practices that will help you keep your online data safe and sound, away from identity thieves.

始終注意在線網路釣魚網站

Phishing sites always appear to be legitimate, but most of them are looking to harvest your data or drop malware to your device. They ask you to input your personal information like username, password – some will even ask for your social security number, address, credit card number, insurance data as well as a driving license.

重要的是要知道，提出的請求可能看起來很正常，就像申請保險或開設銀行賬戶一樣。如果您對某個網站有疑問，請確保通過查看HTTPS詳細信息來檢查網站的證書是否有效。此外，您可以訪問他們的聯繫頁面並嘗試獲取其物理位置的有效性。

始終為每個在線帳戶使用唯一的密碼

Online thieves will always look out for your passwords to have access to your data. It’s advisable to use the standard password practices when coming up with a password for your account. They include using strong passwords that are unique to each account. Additionally, use good password managing tool to store your passcodes and passwords safely.

避免提供過多的個人資訊

Giving out too much personal information on your social media account is a risky affair. Hackers and phishers will always look up for your online information whenever they make you their target. While social media is a convenient platform where you can interact with the rest of the world, be careful of third-party apps which always send links on both your timeline and direct messages (DMs). Most of these links will ask for your data once you open them, and you will end up compromising your identity.

跟蹤您的財務報表，包括信用卡

密切關注您的財務資訊是打擊身份盜用和避免欺詐的關鍵。很有可能，有人已經擁有您的財務資訊並已經計劃使用它。養成索取財務報表的習慣，以便您可以隨時瀏覽它們。如果有任何可疑交易主要通過您的信用卡，請尋求澄清。如果事實證明您已被入侵，請立即關閉您的帳戶，然後請求重新打開另一個帳戶。

始終使用 VPN

In as much as you practice the above safety precautions, always use a VPN to help keep your online data more secure and private. A VPN does this by keeping you anonymous when surfing online. It achieves this by encrypting your data, thus making it hard for phishers and stalkers to get to you. Additionally, a strong VPN will hide your physical location by masking your IP address.